A Total Insurance Solution for Oral and Maxillofacial Surgeons

The exclusive OMSNIC-Hanover Program for OMSNIC policyholders combines your OMSNIC Professional Liability coverage with The Hanover’s Property & Casualty coverage to help protect your business from losses due to patient lawsuits, equipment damage or theft, business disruption, hazardous waste contamination, injuries, and more. This end-to-end solution provides seamless coverage, and total peace of mind.

The Broadening Endorsement designed just for OMS practices encompasses dozens of additional coverages, including a blanket limit of $350,000 for:

  • Account Receivables
  • Computer Equipment
  • Patient Charts/Valuable Papers
  • Backup of sewers and drain

In addition, the OMSNIC-Hanover Program includes:

  • Loss Settlement Option
  • OMS Tools & OMS Equipment up to $25,000
  • Medical Waste & Radioactive Contamination
  • Loss of Business income resulting from loss of potable water

Why the OMSNIC-Hanover Program?

  • Competitive rates
  • Specialized coverages
  • Workers’ Compensation Group Dividend Program, based on your group’s favorable loss experience, could provide you with a return of premium as a dividend
  • Attentive, personalized service available from 8 a.m.-6 p.m. C.S.T.
  • Full portfolio of commercial insurance products:
  • Commercial Auto
  • Commercial Umbrella
  • Higher Employment Practices Liability
  • General Liability

Learn More about the OMNSIC-Hanover Program by calling 855-288-2968.

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