OMS National Insurance Company (OMSNIC)


More than 80% of oral and maxillofacial surgeons nationwide know the reason OMSNIC has been the leading provider of professional liability insurance for oral surgeons for 30 years – it’s “The OMSNIC Advantage”.

OMSNIC is owned and operated by oral and maxillofacial surgeons – and exclusively insures oral surgeons – so they bring a unique perspective to their mission of protecting your practice, your reputation and your future. They partner with solid local insurance agencies, such as LaSalle Insurance Specialists LLC, to provide exceptional client service.

The OMSNIC Advantage

OMSNIC has a proven track record of aggressively defending claims brought against their policyholders.  Their highly trained Claims specialists and expert defense counsel repeatedly achieve a 94% success rate at trial.

OMSNIC has developed a comprehensive risk management program through which they educate their insureds about practical risk management techniques that enhance patient care.  This protects oral surgeons by preventing claims or defending claims that are filed, leading to stable professional liability insurance rates.  Their quality risk management training, consisting of both live and on-line seminars, offers you the opportunity to earn CE credits, as well as a renewable 5% premium credit that applies to three policy periods.

As an OMSNIC policyholder, stock ownership makes you an owner of the company, and OMSNIC is dedicated to getting the best possible return on the preferred stock investment for each stockholder. When premiums are appropriately rated and claims are expertly handled, the company remains strong and policyholders benefit through their investment in the stock program.

OMSNIC consistently earns an “A” (Excellent) rating from the A.M. Best Company, which is considered by many to be the premier independent rating bureau for insurance companies in the United States.

OMSNIC Policy Features

  • Consent to settle
  • Free corporation/entity coverage
  • No fee quarterly payments
  • Dedicated customer service
  • New-to-practice discounts
  • Risk management credit
  • Online Risk Management seminars
  • Guardian newsletter (quarterly)
  • OMS Data Defense coverage for data security breaches
  • $1 million of free personal Excess(umbrella) coverage
  • Free Tail policy at age 55 years or older and 5 consecutive years with OMSNIC
  • Coverage for practices with reduced hours, such as Part Time, Consultation Only and Volunteer
  • Employment Practices Liability and Disciplinary Proceeding Reimbursement defense only coverage
  • Medicare/Medicaid Fraud & Abuse defense only coverage
  • Premium Payment by Credit Card

Premium Discounts

  • New-to-Practice Discounts
  • Loss-free credits up to 20% at year five of policy term
  • 5% credit for completion of OMSNIC risk management seminar (good for 3 policy periods)

Stock Ownership

  • Each policyholder is an owner of OMSNIC Preferred Stock

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